The money in your personal budget (opens new window) can be paid to you and is known as a direct payment.
Direct payments
Direct payments give you more flexibility over how your care and support is arranged and provided.
We will send you payments in the form of a pre-paid card, which you can use to pay for services.
More information is available in the
direct payment and pre-paid card pack (PDF)
[251KB].
There are also providers who can support you to manage your direct payment on our
approved list of providers (PDF)
[149KB].
Deferred payments
Deferred payments are designed to stop people from having to sell their home in order to meet the cost of their care. If you meet the scheme criteria, we could offer you the option of deferred payments.
To qualify for deferred payments, you must:
- already be in a care home, or moving to one soon
- own a property
- have less than £23,250 in capital.
A deferred payment agreement is only 1 option to pay for care. To find out more about all options available, speak with a financial advisor or seek advice from an independent organisation.
Applying for a deferred payment
To apply for a deferred payment, complete the
deferred payment application form (PDF)
[238KB] and email financial assessment or post to Financial Assessment Team, Hillingdon Council, 4W/09 Civic Centre, High Street, Uxbridge, UB8 1UW.
If you would like to appoint someone to manage your financial affairs, read the Lasting power of attorney: acting as an attorney information on the government's website.
If you would like information about the role of a Deputy, read the Deputies: make decisions for someone who lacks capacity information on the government's website.